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Identification

Groupeac.fr is a registered trademark of ASSURANCES & CONSEILS (insurance advice, brokerage and solutions)

ASSURANCES & CONSEILS
24 Avenue des Grésillons
92601 ASNIERES CEDEX, FRANCE

Tél : 33 (0)1 46 888 100
Fax : 33 (0)1 46 888 130

An incorporated insurance brokerage firm with €1.886.680 in capital.

Given our status as insurance brokers, we are not bound by any sort of exclusivity terms with any particular insurance company.

Nanterre Chamber of Commerce number (RCS) B 420 153 991
Company registration (SIRET) 420 153 991 00047 - NAF Code 6622Z
Intra-community VAT number: FR44420153991
Civil responsibility insurance and financial guarantees comply with art. L 512-6 and 7 of the insurance companies’ code
Orias registration number: 07 023 176 - www.orias.fr

Assurances & Conseils is monitored by the French insurance companies’ supervisory authorities: Autorité de Contrôle Prudentiel (ACPR) - www.acpr.banque-france.fr

Les réclamations éventuelles sont à adresser au Secrétaire G

Complaints should be sent to the Secretary General of Assurances & Conseils.

Under the terms of article 6 of the French law n° 2004-575 dated 21 June 2004 concerning confidence in the digital economy, the identities of those involved in its production and operation are specified to users of the www.groupeac.fr website. The owner and/or publisher is a corporate body.
The owner and/or publisher: ASSURANCES & CONSEILS
Status: Limited company – registered under the number NANTERRE B 420 153 991
Publisher’s address: 24 AVENUE DES GRESILLONS, 92601 ASNIERES CEDEX, FRANCE

Publication Manager: Henry Barjou, Secretary General
Publication Manager’s e-mail: webmaster groupeac.fr
Webmaster: webmaster groupeac.fr
Host: France Télécom – registered under the number: PARIS B 380 192 866
Host’s address: 6 PLACE D’ALLERAY, 75505 PARIS CEDEX 15, FRANCE

Personal Data / Confidentiality

In France, personal data is specifically protected by the law no. 78-87 dated 6 January 1978, the law no. 2004-801 dated 6 August 2004, article L 226-13 of the Penal Code and the European Directive dated 24 October 1995.

During use of the www.groupeac.fr website, the following data is specifically collected:

  • The URL Internet address of the links through which the user accessed the www.groupeac.fr website
  • The supplier of the user’s access
  • The address of the user’s Internet protocol (IP)

In any event, ASSURANCES & CONSEILS only collects personal information related to actual users (name, electronic address, telephone numbers, etc.) to provide the services offered by the www.groupeac.fr website. Users provide this information in complete awareness of the facts, particularly when they personally enter the data themselves. Before entering such data, users are notified as to whether or not it is mandatory.

By sending an e-mail to webmaster groupeac.fr, users who justify their identity have the option to ask ASSURANCES & CONSEILS for the following:

  • Verification of the personal data related to the user in question that was collected for/by ASSURANCES & CONSEILS
  • Information related to the processing of this data
  • Information related to the identity and geographic location of the recipients of this data
  • Free delivery of a copy of this data, so long as the request is reasonable, particularly in terms of any repetitive or disproportional character

No personal information regarding the users of the www.groupeac.fr website is:

  • Collected without the user’s knowledge
  • Published without the user’s knowledge
  • Exchanged, transferred, handed over or sold in any form to a third party. Only if ASSURANCES & CONSEILS and its rights are taken over by another company would such data be shared with this new owner, who would in turn be required to uphold the same obligations with regard to the conservation and modification of the data with regard to the users of the www.groupeac.fr website.

All things considered, ASSURANCES & CONSEILS is authorized to conduct studies and statistical analyses on the users’ typology and usage of the www.groupeac.fr website, provided they preserve the users’ anonymity.

Correction of nominative information collected:

In compliance with article 34 of the law no. 48-87 dated 6 January 1978, users have the right to change nominative data collected that relates to them personally. To do so, users should send ASSURANCES & CONSEILS:

  • An e-mail to webmaster groupeac.fr
  • A letter to 24 AVENUE DES GRESILLONS, 92601 ASNIERES CEDEX, FRANCE
  • indicating his/her name or company name, postal and/or electronic mailing address, as well as the reference ID he/she has as member of the www.groupeac.fr website.
    Changes will be made within a reasonable timeframe following receipt of the user’s request.

CNIL declaration:

Since the www.groupeac.fr website collects users’ personal data, it made a preemptive declaration to the French Data Protection Agency (CNIL).

Cookies:

A “Cookie” enables user identification, personalization of his/her visits to the www.groupeac.fr website and accelerated page set up by saving a light data file on the user’s computer.
Users acknowledge having been informed of this practice and authorize ASSURANCES & CONSEILS to proceed. At any rate ASSURANCES & CONSEILS vows to never communicate the contents of these Cookies to any third parties, except in the event of a legal requisition.
Users can refuse the saving of Cookies or configure their browser to be warned before accepting the Cookies. To do this, the users must adjust the settings on their browser.

Hypertext links and viruses

ASSURANCES & CONSEILS is not responsible for hypertext links eventually set up between the www.groupeac.fr website and other websites on the Internet.

Furthermore, website users and visitors cannot set up hyperlinks to the www.groupeac.fr website without specific prior permission from ASSURANCES & CONSEILS. In general, it is the users’ responsibility to take the necessary precautions to ensure that the chosen website is not infested with viruses or any other destructive parasites. Under no circumstances can ASSURANCES & CONSEILS be held liable for direct or indirect damage resulting from the use of its website or other websites linked to it.

Copyrights

All elements of the www.groupeac.fr website, in particular the texts, presentations, illustrations, photographs, tree structure and layout, except for public documents and complementary details, are the exclusive intellectual property of ASSURANCES & CONSEILS or its partners.

As such, their representations, reproductions, overleafing, broadcast or rebroadcast, be they partial or complete, are forbidden in accordance with article L 122-4 of the Intellectual Property Code. Anyone proceeding with such actions, without proof of express prior authorization of the copyright holder will incur the penalties corresponding to the offense of counterfeiting as specified in the articles L 335-2 and following of the Intellectual Property Code.

Furthermore, representations, reproductions, overleafing, broadcast or rebroadcast, be they partial or complete, of data contained in the www.groupeac.fr website are forbidden by virtue of the law no. 98-536 dated 1 July 1998 regarding legal protection of data bases.

In any event, all authorized copies of any portion of the website’s contents must bear the following mention: Copyright ASSURANCES & CONSEILS all rights reserved.

Brands

The brands and logos contained in the www.groupeac.fr website are registered by ASSURANCES & CONSEILS, or eventually by one of its partners.

By this right, anyone who infringes on these copyrights by reproducing, representing, interleaving, broadcasting or rebroadcasting will incur the sanctions set forth in articles L 713-2 and following of the Intellectual Property Code.

Additional information

Main laws concerned:

  • Law no. 78-87 dated 6 January 1978, particularly modified by the law no. 2004-801 dated 6 August 2004 related to IT, data files and liberties
  • Law no. 2004-575 dated 21 June 2004 for confidence in the digital economy